Insights
What Europe's decided claims say about your exposure — and about what your insurer does with it.
Market study
The risk is documented. The price is not. ›
European courts and regulators have already ruled on disputes caused by AI systems. Almost none has made public what it cost.
Professional liability
Hallucination has become a liability claim ›
It is the first line of business hit in our European dataset. With a surprise for underwriters: it concerns the least autonomous uses.
Regulatory
EUR 30.5 million ›
The heaviest penalty on record comes not from a civil court but from a data protection authority. The first creditor of an agent gone wrong is often the regulator.
Employment law
Dismissed by a machine ›
The only quantified civil judgment in our dataset concerns an automated dismissal: EUR 53,766. Three of seventeen cases touch the employment relationship.
Property damage
When the agent has a body ›
Two cases reach the top level of autonomy — physical action. They are the only ones involving a fire and an accident, and the only ones the market already knows how to cover.